It’s time for Ontario to join CSA’s passport system
The province’s 2007 decision rested on reasons that no longer apply
Latest news in Harvey Naglie
On AI, Canadian regulators are built to lag
Regulators should collaborate on the new technology — identify key issues, assign responsibilities and lay out firm expectations
- By: Harvey Naglie
- April 21, 2026 April 21, 2026
- 11:50
Same office, new sign
Canada's banks were told to stop calling their internal complaint office an ombudsman — they changed the sign but kept the office
- By: Harvey Naglie
- April 14, 2026 April 14, 2026
- 09:31
Who is watching the non-bank lending market?
Goeasy held a $5.51-billion loan portfolio at the end of 2025 — entirely outside the federal consumer protection framework that governs chartered banks
- By: Harvey Naglie
- April 7, 2026 April 6, 2026
- 01:26
Protecting Ontario, neglecting its consumers
Ontario has one of North America’s great financial centres — its new budget puts that foundation at risk
- By: Harvey Naglie
- March 31, 2026 March 31, 2026
- 10:32
When market pilots become a way around investor protection
Consumer-facing experiments require discipline — that means clear guardrails, stopping rules and more
- By: Harvey Naglie
- March 24, 2026 March 24, 2026
- 09:19
OBSI’s binding authority is being buried alive
The Ombudsman for Banking Services and Investments has spent years fighting for decisions that stick. What it may get instead is a process so elaborate…
- By: Harvey Naglie
- March 17, 2026 March 17, 2026
- 01:20
The proposed Ontario Long-Term Asset Fund puts investors at risk
The OSC believes it can protect retail private market investors — Tiff Macklem just said monitoring needs improvement
- By: Harvey Naglie
- March 9, 2026 March 9, 2026
- 01:00
CIRO’s tenure plan tests the meaning of independent
Term limits matter, now more than ever for the self-regulatory organization
- By: Harvey Naglie
- March 3, 2026 March 2, 2026
- 01:38
The OSC’s board refresh raises an important question
The regulator’s four new board members are accomplished professionals, but not one appears to have a primary focus on investor harm
- By: Harvey Naglie
- February 17, 2026 February 17, 2026
- 01:16
We don’t need another tax credit
It’s time to address retirement security by reclaiming Canada’s institutional ambition
- By: Harvey Naglie
- February 10, 2026 February 9, 2026
- 01:38
Regulators are failing seniors
Their emphasis on principles-based regulation and education is falling short
- By: Harvey Naglie
- February 3, 2026 February 2, 2026
- 01:41
CIRO’s new proficiency standards fall short of professional benchmarks
Regulatory reforms miss an opportunity to establish meaningful competence requirements
- By: Harvey Naglie
- January 27, 2026 January 27, 2026
- 01:43
Bank branch sales culture in a CFR world
Clients walk into bank branches expecting access to a mix of competitive products — that's not what they get
- By: Harvey Naglie
- January 13, 2026 January 14, 2026
- 16:17
Why have public market listings fallen so precipitously?
Efforts to loosen oversight and boost growth are misguided — we should take a lesson from Australia
- By: Harvey Naglie
- January 9, 2026 January 9, 2026
- 12:13
Client-focused reforms — four years in, still waiting for results
If firms’ processes work for ETFs but not for proprietary, illiquid or complex products, then the reforms have failed
- By: Harvey Naglie
- December 17, 2025 December 29, 2025
- 01:49