Banks must balance competing demands of regulators, shareholders, says Moody’s
When large banks have lower capital levels and less-stable funding, they create more systemic risk
International and domestic initiatives provide best practices and should be implemented
Superintendent Julie Dickson says industry and regulators shouldn’t be complacent because banks survived the financial crisis and emerged in good shape
Negative implications follow from new framework to resolve failing banks
Equity market revenues could ramp up if global stock market performance remains positive
Quality of mortgage portfolios to improve
Consumers have a high degree of trust in their banks to protect their personal information
Bank will have up to nine months to cover capital shortfalls
Provisioning for loan losses to outpace revenue growth