The assumption that a retired client should withdraw 4% from his or her portfolio annually is losing credibility among advisors and economists
There are various strategies that you can employ to ensure that clients' retirement savings last longer - and that they pay less taxes in the process. But you need to keep in mind that every client's situation has to be assessed individually
For many clients, working while collecting government and pension benefits is an appropriate solution to an income shortfall
Live It framework based on six top concerns of investors
Working longer may not be possible after serious health events
New tool helps advisors address investors’ concerns about generating sustainable retirement income
Options work like insurance to minimize downside risk, says TDAM
More than half of Canadians aged 45-64 are currently caring for children, aging relatives, or both
Study shows increasing equity investments reduces retirement income risk
Investors turning to financial advisors to help them rethink risk