Retirement worries have become more pronounced since the recession
Metrics such as spending habits of empty nesters and the gaps in longevity among income levels need to be taken into account
Changes to the CPP and reduced savings as a result of the recession mean that tough discussions lie ahead, BMO report says
Low interest rates make it good time to consider borrowing to invest
Key recommendations include increased fee transparency, mandating fiduciary duty
Get a handle on debt and make sure they’re insured
Study shows that attitudes of advisors and middle- and lower-income consumers affect financial planning
It’s no surprise that the cost of housing — in all its aspects — has increased substantially. So, your clients, whether financially strained or well off, need to consider their housing options as they approach their retirement years
Many couples are not aware of the full range of options when it comes to splitting income, both before and after retirement. Good planning can significantly increase their combined income