Although financial planning has traditionally been viewed as a loss leader, financial planners should not be hesitant to charge for this important service
Some financial services organizations perceive inherent risks associated with the cloud, but the temptation to avoid this evolving frontier will be done at their peril
Research in behavioural economics has begun to raise questions that are disturbing and inconvenient. But they can’t be ignored
Taking the word of a client’s family member that he or she has the power of attorney on the client’s account is a practice fraught…
Here are some ways to help your clients and their children save and budget for post-secondary education
Basic financial advice will become a commodity whereas holistic comprehensive advice will create client value and drive financial advisors to become financial planners
In response to this rising trend, traditional advisors may be forced to offer ever-greater protection, catapulting them straight toward fiduciary status
Here’s a market niche that 90% of your competitors haven’t even considered
When your client has a brilliant investment idea, remember that you are a professional advisor who recommends securities based on research, knowledge and experience
The federal tax agency has altered the reporting requirements for clients who own foreign securities in their Canadian brokerage accounts
FINTRAC released updated reporting guidelines this year — and financial planners must adhere to them or face stringent penalties
Here’s what advisors should do when they suspect a client’s ability to make significant financial decisions is deteriorating
Advisors cannot hope to remain compliant without the strategic use of technology
Two key issues — the best-interests standard and reform of mutual fund fees — require timely and effective action
FAIR Canada supports exemptions that have the key features of rights offerings or private placements in compliance with the TSXV’s private placement rules
Current regulations assume that an investor’s wealth is a proxy for sophistication. This has to change
Services include addressing investor requirements and mitigating compliance risk
Alain Brisebois of CWP Energy discusses these often-misunderstood products
Erika Toth of BMO Global Asset Management shares her thoughts on the ETF landscape
Four takeaways from a fireside chat with Ken Bentsen and Urban Funered
SIMA’s three-step plan tackles RRIF rules, investment management fee taxation and more
Government policies must align with economic realities and demographic trends
Client-facing technology plays a vital role in achieving organic growth
Engage younger investors on their terms
Advisor time constraints, attrition are controllable factors
Expect low- to mid-single-digit returns long term, and there are storm clouds on the horizon
The differences between evergreen and traditional private investment funds, and the importance of due diligence
Regulatory efficiency saves costs and ultimately benefits investors
Advisors play an important role in enhancing resiliency
The best solution to the complex transition may be flexibility
As financial fraud grows more sophisticated and pervasive, the role of professional financial planners has never been more critical
30 years after the launch of what would become FP Canada, the modern profession has learned 5 important lessons
We need to show young talent how rewarding the profession can be
The insurance industry is taking a page from the mutual fund industry, leveraging technology to address mounting disclosure regulations
AI is slowly making its way into the wealth-management industry and will ultimately transform financial advisors’ role
Blockchain technology may transform financial services just as peer-to-peer file-sharing technology changed the music industry almost 20 years ago
How firms should prepare for the next phase of fee transparency
To win, make sure every member of your team is dedicated to delivering an exceptional experience to all clients
Focus on the end-to-end advisor experience with tools and implement change management best practices
Continued growth and innovation are expected
Why one portfolio manager believes ETFs have revolutionized the investment landscape
Permanent insurance also has a host of other tax benefits
Federal budget did little to invigorate sluggish investment spending
Tech, profound shocks have changed investor behaviour
A new approach is needed to replace failed government programs
In his final column, Cary List shares his thoughts on the future of financial planning
The Financial Consumer Agency of Canada’s renewed national strategy for financial literacy can help Canadians focus on the future
Financial planners can play a key role in rebuilding Canadians’ confidence
They’re not right for all clients though, and not all advisors either
Read and follow your firm’s guidelines on social media use and take the necessary steps to protect yourself
Although it’s costly to upgrade key IT systems, the costs of not doing so could be much greater
Hacktivism, ideological insiders and intelligence gathering are key sources of cyberattacks threating financial services firms
Five messages that turn transparency into a competitive advantage
How to construct and reallocate portfolios through a risk-first lens
Correlated markets demand a new best practice in portfolio construction: 40/30/30
If oil supply hasn’t returned to normal by mid-year, higher inflation and slowing global growth could become the dominant themes of 2026
Recession is unlikely, but valuations are high — a neutral equity-bond asset mix and increased diversification are recommended
President Trump’s America First policies represent a ground shift, but it’s never a good idea to chase headlines
Agency provides examples of when income-earning purpose is met
Taxpayer penalized for overcontribution after relying on My Account information
Advisors should speak to clients annually about crystallization
The province’s 2007 decision rested on reasons that no longer apply
Regulators should collaborate on the new technology — identify key issues, assign responsibilities and lay out firm expectations
Canada's banks were told to stop calling their internal complaint office an ombudsman — they changed the sign but kept the office
Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business
Financial advisors can build deeper connections with clients by using active listening skills
Financial advisors should be aware of how to identify and engage effectively with vulnerable clients
Capital markets are increasingly global — so are Canadian securities class actions
OSC document request set aside for being “unreasonable” and contrary to Charter of Rights and Freedoms
The ASC has sanctioned James Domenic Floreani, its first full proceeding against a finfluencer
Advisors and their clients stand to benefit when corporate leaders focus on building socially and environmentally responsible enterprises
A growing base of investors are looking for investments that contribute measurably to environmental and social sustainability
Corporate boards and executive teams that lack gender and cultural diversity risk missing out on opportunities to generate long-term value
Those still timorous and uncertain about introducing a best interest duty have a duty, themselves, to become decisive
Every company can calculate non-GAAP metrics however they want, so there’s real risk of investors and markets being misled
Overcautious courts are erecting barriers to securities class actions, even though these lawsuits are essential for maintaining the integrity and fairness of our capital markets
It's been 45 years since Craig took his first insurance industry job — it's time for his golden years
A new report from McKinsey & Company says back-office efficiency will no longer be a differentiator
A year after Liberation Day, global trade has proven resilient as the U.S. keeps on importing
Public database of proxy voting records aims to better align asset managers and owners
Evolving expectations leave some managers struggling
Opinion: The backlash has limited prospects for four reasons
Get the inside scoop, from fund features to volatility and risk
Volatility is stressful but not novel, and ETFs can work in a jarring investing climate
An enhanced Canadian ESG identification framework is advancing on a foundation of international and domestic norms
Identify companies that understand the difference
Help clients identify companies with meaningful purpose
The increase in ESG reporting hasn’t been accompanied by improvements to society and the environment
Those who stick with traditional sales techniques will not — your clients already know more than you think
Life insurance is an asset class that requires a diversified portfolio approach like any other — here's what that means for the advisor role
The CLHIA got the principles right nearly 30 years ago. The main thing got lost — the diversified portfolio approach is how we get it…
Privacy, enterprise solutions and the danger of automatic transcripts
6 conversation-starters that will resonate with Millennials and Gen Z
How to know if a client relationship poses a potential conflict and what to do about it
Beware of shiny objects — with market froth waning, fundamental strength will overtake momentum next year
Markets cling to optimism as geopolitical and economic uncertainty test the limits of investor faith